Disclaimer

While I enjoy providing insights and guidance on financial clarity, organization, and planning for small businesses and families, I am not a licensed financial advisor, accountant, or tax professional. My services do not constitute financial, tax, or investment advice. All content on this website is provided for informational purposes only. Any templates, tools, or resources shared are general in nature and not tailored to individual circumstances and consequently cannot substitute hiring my services or hiring other qualified professionals. Please consult a qualified Financial investor, a registered CPA, tax attorney or other qualified professional for personalized Financial, Tax, or Legal advice.

Some content may contain affiliate or referral links to products and services I trust and use. Unless explicitly noted otherwise, any product or service referenced is shared without sponsorship or paid endorsement.

Also, while I create my own images most of the time or use licensed options provided by my website and design suppliers, some of the pictures in my Blog might be Designed by Freepik.

Terms & Conditions

Acceptance of Terms

By accessing, visiting, downloading, subscribing to, or otherwise using the Marta Forés website (the “Site”) and its related Services, whether or not you become a registered user (“User,” “You,” “Your”), you signify your agreement to these Terms & Conditions (the “Terms of Service”), including our Privacy Policy, Community Guidelines, and any Service Descriptions or Pricing. Collectively, these documents are referred to as the Terms of Service. By using this Site or any Service, you acknowledge you have read, understood, and agreed to these Terms.

If you do not agree to these Terms, please refrain from using the Site or Services. By using the Site, you agree to comply with all applicable laws and avoid any unlawful or unethical activities. We reserve the right to terminate your access to the Site and Services if you violate these Terms of Service.

Use of Content and Services

All resources, guides, blog posts, and templates provided on the Site are for educational and informational purposes only, designed to provide clarity and support small business and families finances and organization. They are not substitutes for professional advice, and you agree not to rely on the Site’s information as financial, tax, or legal advice. If you require specific guidance, please consult a licensed professional.

We reserve the right to terminate your access to the Site and Services for any violation of these Terms.

Changes to Terms

We may modify or revise these Terms of Service at any time. By continuing to use the Site or Services, you agree to be bound by the most recent version. We recommend reviewing these Terms regularly to stay informed of any changes.

Affiliate Disclosure

This Site may contain affiliate links, meaning I may earn a commission if you make a purchase through these links. I only promote products and services that I trust and use, and any sponsored or paid content will be explicitly disclosed.

Minors

If you are under the age of 18, you may only use this Site or the Services under the supervision of a parent or legal guardian.